If you use the optional Channels feature, here are some considerations for your workflows.
Make all quotes in a channel visible to all members of that channel.
By default, quotes created in a channel by channel users are visible only to that user. What if that's too restrictive? For example, what if you have a channel for a distributor, where you want all the quotes created by any of those distributor's agents to be visible to any other agent? In your workflow rules, use code such as the following:
Here, the default permissions to view the quote are modified, so all members of the "Distributor A" channel can see each other's quotes. All members of "Distributor B" channel can also see each other's quotes. But no member of Distributor A can see quotes from Distributor B. Any other channel roles are not listed, so all members of "Distributor C" get the default functionality, and can only see the quotes they created themselves.